No password. No recovery phrase to lose.

Money for the two of you.
Your face or fingerprint is the key.

Cognura is a shared money account for you and your partner. Save towards goals together, set up regular allowances, and approve every payment with your device's own Face ID or fingerprint. Nothing to memorise and nothing to write down.

Create your shared account How it works
Cognura on a computer: the total saved together, three shared goals and recent activity from two people (sample data)
Preview coming soon.
How it works

From setting up to a goal that fills itself.

01

Set up your passkey

Your phone or computer asks for Face ID or a fingerprint once. That becomes your key, so there is no password to choose.

02

Create a goal

Name it and set a target amount, like a holiday, a deposit or a rainy-day fund.

03

Invite your partner

Send a one-time link. They set up their own passkey on their own device, so nothing is ever shared between your phones.

04

Contribute, approve, watch it fill

Either of you can add money at any time. Every contribution and withdrawal is approved with a face scan or fingerprint.

Why trust it

Built so you stay in control.

Made for exactly two people
Every shared account belongs to the two of you. Nobody else can be added, so there is no group to manage.
Both of you stay in the loop
Goals, allowances and approvals are visible to both of you, so there are no surprises.
Passkeys, not passwords
Approvals use your device's own secure hardware (the same system behind Face ID and fingerprint unlock), not a password or a long recovery phrase that anyone could copy down or lose.
Your key stays on your device
Your passkey never leaves your device, and Cognura never sees it. Every approval is made by you, on your own device.
Ready to try it?

Just the two of you, and your face.

Set up your passkey, create a goal, invite your partner.

Create your shared account